TY - JOUR T1 - Required Minimum Distribution Spreadsheet Calculators Based on the SECURE Act of 2019 JF - The Journal of Wealth Management DO - 10.3905/jwm.2022.1.177 SP - jwm.2022.1.177 AU - Tom Arnold AU - John H. Earl, Jr. AU - Cassandra D. Marshall Y1 - 2022/07/22 UR - https://pm-research.com/content/early/2022/07/22/jwm.2022.1.177.abstract N2 - The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 made significant changes to the required minimum distribution (RMD) schedule for individual retirement accounts and defined contribution retirement plans. Microsoft Excel spreadsheet calculators are developed to calculate annual RMD cash flows throughout retirement for those who are retired and for those who are planning to retire. Unlike internet calculators, the spreadsheet calculators allow savings to earn monthly interest throughout retirement. Further, the calculators are easy to use and allow individuals to forecast long horizon RMD distributions for subsequent tax or reinvestment planning purposes. ER -